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What function does the loan officer play in the loan underwriting process, and why is working with them so important? You may have many questions about how they can help you with underwriting. So, continue to read this article to have more information. What Is a Loan...

The FHA 203k home improvement loan is an attractive loan to many people. Why? This is because it provides homebuyers the chance to get a mortgage that also still covers their home's repairs, renovations, and more as part of the initial loan. That said, as with any...

When planning to buy a property, it's vital to learn what to do and what not to do. However, newbies are bound to make mistakes as they move along. Read on to discover the top five  first-time homebuyer mistakes (and tips on how to avoid them)! Mistake #1: Not...

Are you looking into buying a home in 2022? If that's the case, consistent income, work, and credit aren't the only factors to consider. Bringing cash to the closing table when buying a house is common. This includes a down payment and closing charges. These...

When buying a home, you also have to worry about expenses other than the purchase price. Your mortgage lender may also require you to pay a fee to obtain a VA loan. You can get a VA loan without paying a fee, and the fee you pay is not necessarily a fixed cost. You...

It can be very frustrating that, after all your efforts, your loan application was declined. After knowing the result, you might have wondered why it was denied. There are various reasons why VA loans are approved.  Please understand the process better to get a...

Many people dream of having their homes built from the ground up. After all, there's nothing better than having your home custom-built to suit your needs. However, there's also the matter of financing to worry about. Most homeowners think of getting a home loan for...

If you’re a first-time homebuyer with limited funds, you may be considering going with an adjustable interest rate mortgage loan. These loans are attractive because they offer lower rates and flexible monthly payments than conventional fixed-rate mortgages. Let us...

Federal Housing Administration guidelines require the FHA lender to include the monthly payments of non-occupant spouses in qualifying ratio calculations. However, credit scores from non-occupant spouses (either good or bad) will not be used in the application...

As with any big undertaking, taking the time to plan and organize the details of a home purchase is essential to an overall successful experience. This involves preparing for the purchase, mortgage selection, home shopping all the way to the actual home buying. Here...